Terms And Conditions
If you are also among those people who are currently looking for a personal loan and haven’t been able to find the right loan provider then you must consider taking the services of Loansmee.com. To avail of the services of Loansmee.com first of all you must completely, read and understand the company policies provided here. Subsequently, if you give your acceptance to the following terms and conditions, then you have to fill in some of your important personal details in the given form. If you find any difficulty in understanding terms or have any doubts then feel free to contact our support team. Loansmee is run by Lead Brix International LLC.
By agreeing to the Terms and Conditions that are being provided here, you might require arbitration at the individual level and waive your right to participate in a class action or multi-party arbitration in case of any dispute or claims against us.
Loan Matching Service
Loansmee.com is a unique loan matching service that facilitates its prospective consumers with worthy lenders that are associated with the network of loan lenders of Loansmee.com.
To avail of the services of Loansmee.com, first of all, you must fill out the online forms provided on the website that ask for some important personal information about you such as your name, your address, telephone number, email address, social security number, bank account information, and information related to your employment.
To use the exclusive services provided by Loansmee.com's use you must agree to the site's privacy policy and terms.
To, use this web sites services, you must agree to the separate terms and conditions outlined in the Privacy Policy, which are elaborated herein by reference.
By submitting the provided form(s), you understand and completely agree that you are submitting an inquiry for a loan product to Loansmee.com and each of the subsequent participating lenders who are involved in this process and to whom Loansmee.com ultimately transmits your loan requests.
By submitting this form(s), you are asking and inviting Loansmee.com and each of its participating lenders with whom your information is going to be shared to contact you by any means necessary (including, without limitation, email, telephone, and direct mail) so that they may help you with your transaction or provide you the requisite information to you about additional offers in which you might be interested.
Before providing the loans, the participating lenders who receive your information from Loansmee.com, first review your information in real-time to determine whether your information meets their respective lender's loan qualification criteria.
Participating lenders may also verify some other things as well, such as checking your social security number, performing credit checks, and reviewing your information against national databases (such as Teletrack or DP Bureau) that track consumer transactions with lending institutions.
By submitting this form(s), you agree to allow the participating lenders to review, verify, and research all your information in such a manner.
If a participating lender finds out that the information provided by you meets their loan qualification criteria, then the Loansmee.com website will open a new web page identifying the name(s) and contact information of the lender(s), or redirect your browser to the lender's web site.
You must understand that, in this complete process of loan disbursement, once you have been redirected to the lender's website, then Loansmee.com will have no further involvement in the loan application and approval process.
Your subsequent interactions with the lender will be solely subject to the Privacy Policy, terms of use, and other policies and/or terms that are enforced by that particular lender only.
You must understand that Loansmee.com is not a lender and it does not make loans or credit decisions in connection to its loan matching services.
Loansmee.com does not guarantee acceptance into any particular loan program or specific loan internal terms or conditions with any participating lender.
Loansmee.com does not guarantee that the price, product, availability, rates, fees, or any other loan terms services thus offered and made available by participating lenders through the loan matching service are of the best terms available in the market.
Loansmee.com does neither endorse nor recommend the products of any particular lender associated with our website.
Also, it must be clear that Loansmee.com is not an agent of you or any participating lender.
Loansmee.com is not involved in any manner concerning the lender's use or review of your provided information in deciding whether you meet a particular lender's loan qualification criteria or not.
The lender will be solely responsible for its services to you, and you agree that Loansmee.com shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the loan matching service.
You must also understand that participating lenders may keep your information, whether or not you are qualified for a loan with them for future reference.
Control over Features, Functions, and Access to the Service
It is to be notified to all that Loansmee.com reserves the right to change any particular information, features, and/or functions of the loan matching service without any prior notice at any given point in time in the future.
If you are found to be engaged in any kind of misconduct, or activity that violates Loansmee.com's terms and conditions, then you will be barred from accessing all or some parts of the services provided without any prior notice.
Loansmee.com will have in its sole discretion to review the violated terms and conditions of its website and any third party related to it.
Loansmee.com can not be held responsible for any errors or delays in providing the loan matching services in the future which is caused by any kind of human or technical errors, in any of the information provided beyond its reasonable control.
Disclaimers and Limitations
We hereby declare that this complete Website and all the information being provided here along with, the Software, Products, and Services associated with are property of Loansmee.com.
Subsequently, Loansmee.com here openly disclaims any kind of warranty, which could be expressed or implied in nature relating to any information about this website, the software, products, or services being provided herein. This also includes a non-limiting warranty of the Title, Non-infringement, Merchantability, or Fitness related to a particular kind of purpose.
It must be understood that Loansmee.Com doesn’t make any warranty about the results that could be potentially achieved by using this Website, software, Information, products, and services related to it.
By reading this Disclaimer you agree that you have read all the terms and are Using Loansmee.com Services at your own risk. You consequently give your acceptance that none of Loansmee.com’s Participating Lenders, Advertisers, or any of their respective Officers, Directors, Agents, subsidiaries, Affiliates, Employees, Successors, Assigns, Content Providers, or service providers could be held liable for any kind of direct, indirect, incidental or consequential, special, punitive damages arising after using this website or due to any delay or inability arising after using loansmee.com services, that could be whole or partial related to the potential breach of contract, tortious behavior, negligence, or strict liability.
In those states where the law does not allow the limitation of liability and disclaimer of implied warranties, in such states the respective liability of Loansmee.com and its numerous participating lenders, officers, Directors, Agents, subsidiaries, affiliates, employees, successors, Assigns, content providers, and service providers would be limited to the greatest extent permitted by the law.
Indemnity
By using this website and its respective services you are providing your acceptance to indemnify Loansmee.com and it's participating lenders against any kind of liabilities, expenses(including attorney’s fees), and potential damages arising out of claims resulting from your use of this particular website that also includes without limitation any claim alleging facts if true would constitute a breach by you of these Terms.
Links to Third Parties
This website also contains numerous links to the other websites that are being run and operated by several participating lenders or other respective third parties. Such links are being provided here for your convenience and reference only.
Loansmee.com does not operate or control any kind of information, software, products, or services available and related to such third-party sites. Only Loansmee.com’s inclusion of a third-party website link does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.
Dispute Resolution
Any disagreement or claims arising out of or related to this website products or services offered by Loansmee.com, or any actions or inaction on your part for which you may hold Loansmee.com accountable, including but not limited to any disagreement or claim regarding arbitrability ("Dispute"), will be settled finally and solely through binding arbitration in compliance with the American Arbitration Association's current commercial arbitration rules. Any disagreement, including any claim that these Terms and Conditions are unenforceable in whole or in part, will be exclusively resolved by the arbitrator. The arbitration will take place in Florida, by any Florida court with the necessary jurisdiction may issue a judgment based on the arbitration result.
No arbitrator shall have the authority to award damages in connection with any Dispute over real compensatory damages, nor shall he multiply actual damages or award consequential, punitive, or exemplary damages, and each party irrevocably waives any claim thereto. The agreement to arbitrate must not be regarded as an agreement to join or consolidate an arbitration under this agreement with an arbitration of disputes or claims of any third party, regardless of the nature of the disputes involved.
Hereby you are acknowledging and agreeing that by accepting these dispute resolution provisions, you waive any right whatsoever to a jury trial, as well as your right to bring, join, or participate as a plaintiff or class member in any kind of class action suit or multi-party arbitration brought against Loansmee.com. Any person related to Loansmee.com or a service provider used by Loansmee.com to provide the service.
If the arbitration provisions hereof become inapplicable or unenforceable, or if you and Loansmee.com file a lawsuit, you agree that the state and federal courts sitting in Sussex County, Delaware will have exclusive authority and venue. You agree that regardless of any legislation or law to the contrary, any claim or cause of action arising from or related to the use of the services must be brought within one (1) year of its occurrence or be eternally barred.
Other Terms
These Terms are the complete agreement between you and Loansmee.com. These Terms will be governed by the laws of the State of Delaware, without respect for any conflict of law provisions. If any part of these Terms is found to be unenforceable under applicable law, the invalid and unenforceable provision will be deemed superseded by a valid and enforceable provision that most closely matches the original provision's intent, and the remainder of these Terms will continue in effect. Loansmee.com's omission to assert or enforce any right or term of these Terms does not constitute a waiver of such right or provision.
Loansmee.com may change these Terms at any time by posting the new terms on its website. All amended terms will be automatically effective immediately after posting.
Copyright Loansmee.com. All rights reserved. Other product and company names mentioned herein, including the names of participating lenders, may be the trademarks of their respective owners.
Updated April 26, 2024